Accept crypto without babysitting the blockchain
Monbits Pay handles deposit addresses, reconciliation, AML screening and payouts, so accepting crypto is one integration instead of an engineering project.
The problem
Taking crypto directly means watching several chains, matching payments to orders, screening for AML and moving funds out — all reliably enough to run real money through. That's a payments team you may not have.
How Monbits answers it
Monbits Pay is a single integration that does it for you: a unique deposit address per order, automatic reconciliation, AML screening before settlement, and one-click payouts — at a flat 0.5% per transaction.
What you get
One integration, many chains
Accept Bitcoin plus native assets and stablecoins across Ethereum, Polygon, TRON and BNB Chain from one integration.
Reconciliation you don't do
A dedicated deposit address per order matches every payment automatically — including partial and overpayments.
Signed webhooks your backend can trust
Every event is signed with HMAC-SHA512 and carries a stable delivery ID, so retries are safe to deduplicate.
Screened before it settles
Incoming payments are AML-screened before settlement; high-risk funds are held for review, never silently credited.
Checkout, links or API
Use the hosted checkout, send no-code payment links, or build your own flow on the REST API — whatever fits your stack.
Payouts without a treasury desk
Move settled funds out with one-click payouts instead of manual wallet operations.
A flat 0.5% per transaction — one of the most competitive rates in crypto, with no chargebacks.
From first call to live
Create your merchant account
Get API keys and a test mode that's flagged on every payload, so staging traffic never mixes with production.
Add your checkout
Drop in the hosted checkout, generate payment links, or integrate the REST API with signed webhooks.
Get paid and settle
Payments are matched to orders and AML-screened automatically; settled funds leave with one-click payouts.
Common questions
What does it cost?
A flat 0.5% per transaction — one of the most competitive rates in crypto payments, and there are no chargebacks.
Which coins and chains are supported?
Bitcoin, plus native assets and USDT/USDC stablecoins across Ethereum, Polygon, TRON and BNB Chain — from a single integration.
What happens with partial or overpayments?
Every order has its own deposit address, so partial and overpayments are detected and matched automatically instead of landing in a shared wallet you have to reconcile by hand.
Do I need my own compliance team?
Screening is built in: incoming payments are risk-scored before settlement and high-risk funds are held for review — you decide what happens next, without building an AML pipeline.
Start accepting crypto this week
One integration, four chains, screening built in. Talk to us about your checkout and settlement flow.