Multi-chain & stablecoins
Accept Bitcoin, plus native assets and stablecoins across Ethereum, Polygon, TRON and BNB Chain, from a single integration.
Accept crypto payments with ease
Receive crypto and stablecoins across multiple blockchains. Unique deposit addresses, automatic reconciliation, AML screening and one-click payouts, all from one integration.
Supported networks & assets
Features
Everything you need to get paid in crypto
A complete payment stack — accept funds, screen them, settle and pay out.
Low, flat fees
Just 0.5% per transaction, one of the most competitive rates in crypto, with no hidden costs.
Fast settlement
Funds are credited and reconciled the moment the payment confirms on-chain — minutes, not days.
Unique deposit addresses
A dedicated address for every order, so each payment is automatically matched and reconciled.
No chargebacks, no limits
Payments are final and irreversible — no reversals and no surprise holds. You stay fully in control.
How it works
From checkout to payout
Three steps to start accepting crypto on your platform.
Generating address
0x9980d8815eab1630cc88bc97e8e5adc408871dd3
Step 1
Customer checks out
Your customer chooses to pay with crypto. Monbits Pay generates a unique deposit address for the order.
₮
USDT
Awaiting payment…
+0.00USDT
Listening on-chain
Step 2
Payment is received
We detect the transaction on-chain, screen it for AML, and confirm it automatically — no manual matching.
Settlement balance
$0.00
Payout to merchant
Processing…
Step 3
Funds settle & pay out
Settled funds appear in your dashboard, ready for one-click payouts to merchants or wallets.
Payment Links
Get paid with just a link
Create an invoice, share the link, and get paid — no integration or complicated setup required.
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One-link payments
No setup needed. Create a link and send it to your customer.
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Ready in seconds
Generate and share professional invoices instantly.
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Any chain, any wallet
Customers pay in the crypto or stablecoin they already hold.
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Track every invoice
See paid, pending and expired links from one dashboard.
Acme Store
Invoice #INV-2043
Amount due
250.00 USDT
pay.monbits.com/i/aZ9k2
Pay now For developers
A signed webhook for every payment event
Your backend hears about every payment the moment it confirms — as a webhook you can verify and trust.
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Signed with HMAC-SHA512
Every delivery carries an X-Signature header — a base64 HMAC-SHA512 of the raw request body, keyed with your webhook secret.
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Safe retries by design
Delivery is at-least-once with exponential backoff. Dedupe on the stable X-Delivery-ID header and duplicates are harmless.
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The full payment lifecycle
Order, payment and withdrawal events — every status change lands on your endpoint, with test traffic flagged.
Webhook delivery
POST /webhooks HTTP/1.1
X-Signature: q0N9nnXpXfj…Zk0GhFYQ==
X-Delivery-ID: 4b3f9a2e-9c1d-4d5b-8f6a-2e7c1a9b4d3e
{
"id": "550e8400-e29b-41d4-a716-446655440000",
"merchantOrderId": "ORDER-12345",
"status": "paid",
"price": "99.99",
"currency": "USD",
"cryptoCurrency": "ETH_USDT",
"cryptoAmount": "99.990000",
"receivedAmount": "99.990000",
"cryptoBlockchain": "ethereum",
"transactionHash": "0xabc123…def456"
} How it's built
The machinery under the gateway
The parts you never see are why the numbers reconcile — the same infrastructure specifics an auditor would ask about.
Isolated key management
Wallet keys live in a dedicated key-management service that signs Bitcoin, EVM and TRON transactions. Keys are encrypted with AES-256-GCM and the service runs on an internal-only network.
Screening before settlement
Every incoming transaction is risk-scored — exposure, counterparties, sanctions — before funds move. High-risk payments are held for review, and every check is stored for compliance.
Reconciliation you don't do
Unique per-order deposit addresses match every payment to its order automatically, including partial payments and overpayments.
Immutable audit logs
Every balance movement and admin action is recorded with full history — compliance answers are a query away.
Per-currency control
Fees and limits are configurable per currency and per merchant, so one setting never has to fit every asset.
Network plumbing handled
TRON energy and gas top-ups are managed in the background, so payouts don't stall on missing network resources.
Use Cases
One platform. Endless use cases
Perfect for businesses across all industries.
E-commerce
Accept crypto checkout in your store.
Exchanges & projects
Enable fast swaps and deposits.
Agencies
Offer crypto payments to clients.
SaaS
Accept crypto subscription fees.
Digital goods vendors
Sell downloads, licences and digital services with instant, borderless checkout.
Gaming & apps
Accept in-app top-ups and purchases in crypto.
Freelancers & creators
Get paid by clients anywhere in the world.
Nonprofits
Collect crypto donations from supporters globally.
Marketplaces
Settle payouts to your vendors in one click.
FAQ
Payment questions, answered
The essentials about accepting crypto with Monbits Pay.
Which chains and assets can I accept?
Bitcoin, plus native assets and stablecoins (USDT, USDC) across Ethereum, Polygon, TRON and BNB Chain — all from a single integration.
How are payments matched to orders?
Monbits Pay generates a unique deposit address for every order, so each incoming payment is automatically matched and reconciled.
Do you screen transactions for AML?
Yes. Every incoming transaction is screened before it settles, so suspicious funds can be flagged, held and reviewed.
How do payouts work?
Send funds to merchants and partners with API-driven, one-click payouts and configurable approval flows.
What happens with partial payments or overpayments?
Every order tracks the cumulative amount received. It stays open as partially paid until the total arrives (within a configurable tolerance), and overpayments are credited to your balance in full.
Does Monbits Pay support recurring payments?
Yes. Recurring billing can be configured for supported use cases.
Can I generate invoices?
Yes. Create digital invoices with payment links and QR codes instantly — donation pages work the same way.
Can I customize the checkout?
Yes. Integrate via REST API, SDKs or the hosted checkout page, with your logo, colors and payment options.
Is there a test environment?
Yes. A sandbox environment lets your developers integrate and test before going live.
Are refunds supported?
Yes. You can process refunds in line with your own refund policy — whether you offer them is your call.
Start accepting crypto today
Talk to our team about integrating Monbits Pay into your product.
Get Started