Step 1
Integrate the API
Connect to our REST API and webhooks, or start from the white-label app. Our team supports you through onboarding.
Launch your own crypto card program
Monbits Card gives you the API and a white-label platform to issue branded crypto debit cards — accepted anywhere Visa and Mastercard are. Go to market in weeks, not years.
White-label ready REST API & webhooks PCI DSS-compliant issuing
Why Monbits Card
Card infrastructure to launch on
Everything you need to issue crypto cards under your own brand — the API, the compliance and the conversion engine, ready to go.
Powerful REST API
Issue cards, manage balances and automate conversions programmatically with a clean, well-documented API and webhooks.
White-label branding
Launch under your own brand — your logo, colours and app. We power the infrastructure behind the scenes.
Bank-grade compliance
PCI DSS-compliant issuing infrastructure with built-in KYC and AML, so your program launches on a regulated, secure foundation.
Global acceptance
Your customers spend anywhere Visa and Mastercard are accepted, online and in store.
Fast time to market
Skip years of licensing and integration. Launch your card program in weeks on infrastructure that's ready to go.
Crypto-to-fiat built in
Real-time conversion of Bitcoin, Ethereum, USDT and more at the point of sale, handled for you.
How it works
From integration to launch in 3 steps
Stand up your own card program in weeks.
Step 2
Customize your brand
Configure cards, limits and the user experience with your own logo, colours and product name.
Step 3
Launch & scale
Go live and start issuing cards to your users, with monitoring, support and infrastructure that scales with you.
Use Cases
Built for teams shipping card products
From exchanges to enterprises, launch a crypto card program without building the infrastructure yourself.
Exchanges & wallets
Let your users spend crypto directly by adding a branded card program to your existing platform.
Fintechs & neobanks
Add crypto card issuing to your product without building the licensing and infrastructure from scratch.
Communities & brands
Offer members a branded card that turns their holdings into everyday spending power.
Enterprises
Issue cards for payouts, expenses or rewards funded directly from crypto balances.
Payroll & payouts
Pay contractors and staff with crypto-funded cards.
Travel & lifestyle
Give customers a card that spends wherever they go.
Web3 & DAOs
Turn treasury funds into spendable cards for contributors.
Loyalty & rewards
Fund reward and cashback cards from crypto balances.
Program dimensions
The levers your card program controls
Not just a card with your logo — the dimensions serious programs are built around.
Tiers & limits
Define card tiers, each with its own pricing plus daily and monthly spending limits. Cardholders move between tiers as your program grows.
3-D Secure
Online payments run with 3-D Secure challenges handled in the flow, on PCI DSS-compliant issuing infrastructure.
Redundant crypto top-ups
Top-ups route through swappable payment providers, so a single provider outage never stops deposits.
Encrypted at rest
Sensitive cardholder data is encrypted at rest, with role-based access control across the admin surface.
FAQ
Platform questions, answered
The essentials about launching your card program with Monbits Card.
Which assets can users top up cards with?
Bitcoin, Ethereum, USDT and other supported assets. Crypto-to-fiat conversion happens in real time at the point of sale, and top-ups run through multiple providers for redundancy.
What spending limits apply?
Limits are set per card tier: your program defines tiers, each with its own spending limits, and cardholders move between them. We help you shape tiers around your market and compliance requirements.
How does KYC work for cardholders?
KYC is built into the platform — cardholders are verified before a card is issued, with AML checks alongside — so you don't need to build or buy a separate compliance stack.
Is 3-D Secure supported?
Yes. Cards support 3-D Secure for online payments, on top of the PCI DSS-compliant issuing infrastructure the program runs on.
How long does it take to launch a card program?
Weeks, not years. The API, the white-label app and the compliance stack are ready — you brand it, integrate and go to market.
Do you offer cards without KYC?
Yes — programs can include both KYC-verified cards and limited no-KYC cards, depending on region. Features like Apple Pay and Google Pay require a verified card.
Do cards work with Apple Pay and Google Pay?
Yes, where supported by the issuing partner. Adding a card to a mobile wallet requires KYC verification.
Can businesses issue cards to employees?
Yes. Corporate card programs are supported, with per-card limits and instant freeze/unfreeze from the dashboard.
Can cards be used internationally?
Yes. Cards work wherever Visa and Mastercard are accepted; usage rules follow the card network and compliance requirements.
Launch your crypto card program
Get the API and white-label platform to issue branded crypto cards. Talk to our team to get started.
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