Ship crypto features without becoming a crypto company
Monbits gives fintechs three rails — exchange, payments and cards — behind clean APIs, so you can add crypto to your product and keep shipping your own roadmap.
The problem
Your users want to convert, pay and spend crypto, but each capability is its own regulated, infrastructure-heavy build. Doing all three in-house means three projects competing with your actual product.
How Monbits answers it
Monbits exposes all three as APIs on one platform, with accounts, compliance and reporting shared across them. Adopt one rail, or combine them — and reuse the same integration as you grow.
What you get
Three rails, one platform
Convert, accept and spend crypto through Exchange, Pay and Card — start with one and add the others later.
Built for engineers
Clean REST APIs, a public exchange API with WebSocket order tracking, and signed webhooks across products.
Compliance in the rails
KYC and AML are built in, not bolted on — screening on payments, verification before card issuance.
Shared accounts and reporting
Accounts, compliance and reporting carry across products, so adding a rail doesn't mean a second integration.
Cards your users can spend
Issue virtual cards accepted anywhere Visa and Mastercard are, with instant issuing and crypto top-ups.
Your brand in front
Monbits stays invisible: your users see your product and your name while the rails run underneath.
Each rail works alone or together — most teams launch on one and layer in the rest.
From first call to live
Pick your rails
Start with the capability your users are asking for — conversion, payments or cards. The others reuse the same account.
Integrate the APIs
REST endpoints, WebSocket order tracking and HMAC-signed webhooks — this is the part your engineers will actually enjoy.
Launch and layer on
Ship the first rail under your brand, then add the next one without a second procurement or integration cycle.
The products behind it
Monbits Exchange
Launch your own branded cryptocurrency exchange in days, not months. Multi-currency support and automated payments built in.
Explore Exchange
Monbits Pay
Accept crypto and stablecoins with ease. A multi-chain payment gateway with unique deposit addresses, AML screening and one-click payouts.
Explore Pay
Monbits Card
Turn crypto into instant spending power. Issue virtual debit cards accepted anywhere Visa and Mastercard are, with bank-grade security.
Explore Monbits CardCommon questions
Can we start with just one product?
Yes — most teams launch on a single rail and layer in the rest. Accounts, compliance and reporting are shared, so the second rail is an increment, not a new project.
Whose brand do users see?
Yours. The rails are white-label: your users convert, pay and spend inside your product while Monbits runs the infrastructure.
How is compliance handled?
KYC verification runs before card issuance and AML screening runs on payments before settlement — built into the rails rather than bolted on by your team.
What does the integration surface look like?
Clean REST APIs, a public exchange API with WebSocket order tracking, and HMAC-SHA512-signed webhooks. Full references are available to evaluating teams — see the developers page.
Add crypto to your roadmap, not your headcount
Tell us which rail your users are asking for and we'll scope the integration with your engineers.