Client deposits in crypto, without the back-office pain
Monbits Pay gives every deposit its own address, screens it before it's credited, and reports every status change to your back office over signed webhooks.
The problem
Clients increasingly want to fund trading accounts in crypto, but doing it by hand doesn't scale: shared wallet addresses make attribution guesswork, unscreened deposits are a regulatory risk, and every withdrawal is a manual treasury task.
How Monbits answers it
Monbits Pay automates the funding rail: a unique deposit address per client payment means attribution is exact, AML screening runs before anything is credited, and signed webhooks keep your ledger in sync — with one-click payouts on the way out.
What you get
Every deposit finds its account
A dedicated address per payment ties funds to the right client automatically — including partial and overpayments.
Screened before it's credited
Deposits are AML-screened before settlement; high-risk funds are held for review instead of landing in client balances.
A ledger that stays in sync
HMAC-SHA512-signed webhooks with stable delivery IDs report every status change, so your back office can trust and deduplicate every event.
Withdrawals without a treasury desk
One-click payouts replace manual wallet operations when clients cash out.
Costs you can price in
A flat 0.5% per transaction and no chargebacks — predictable enough to build your deposit terms around.
A card at the end of the rail
Add Monbits Card so clients can spend balances on a virtual card accepted wherever Visa and Mastercard are.
Brokerages take client payments through Monbits Pay today.
From first call to live
Connect funding
Integrate Monbits Pay into your deposit flow — each client payment gets its own address and test mode keeps staging clean.
Sync your ledger
Map signed webhook events to your back office so balances update the moment payments confirm.
Enable the way out
Turn on one-click payouts for withdrawals — and optionally card issuing for spending.
The products behind it
Monbits Pay
Accept crypto and stablecoins with ease. A multi-chain payment gateway with unique deposit addresses, AML screening and one-click payouts.
Explore Pay
Monbits Card
Turn crypto into instant spending power. Issue virtual debit cards accepted anywhere Visa and Mastercard are, with bank-grade security.
Explore Monbits CardCommon questions
How are deposits matched to client accounts?
Every payment gets a unique deposit address, so attribution is exact — no shared-wallet guesswork, and partial or overpayments are matched automatically.
What happens if a deposit looks risky?
AML screening runs before settlement. High-risk funds are held for review rather than silently credited to a client balance — you stay in control of the decision.
What does it cost?
A flat 0.5% per transaction, with no chargebacks — predictable enough to build into your deposit and withdrawal terms.
Can clients spend balances on a card?
Yes — pair the funding rail with Monbits Card to offer virtual cards accepted wherever Visa and Mastercard are.
Make crypto funding an operations non-event
Walk us through your deposit and withdrawal flow — we'll map it to the rail, webhooks and payouts.