Sparq turned crypto into everyday spending with Monbits Card
A consumer product that wanted to let people spend their crypto anywhere — with cards issued instantly and accepted worldwide.
“Our users want to spend their crypto, not just hold it. Monbits Card let us issue virtual cards instantly and get accepted everywhere Visa and Mastercard are.”
The challenge
Sparq's users held crypto but had nowhere everyday to spend it. Bridging that gap meant card issuing, network membership, PCI compliance and bank-grade security — an infrastructure and regulatory lift far beyond a consumer app.
The solution
Sparq built on Monbits Card, issuing virtual debit cards that turn crypto balances into instant spending power. Cards are accepted anywhere Visa and Mastercard are, issued instantly to users, and backed by PCI DSS-compliant, bank-grade security handled by the platform.
The results
Sparq shipped a spending product without becoming a card processor. Their users move from holding to spending in a tap, and Sparq owns the experience while Monbits owns the compliance and security.
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